Insurance

Map of Diamond Truck Sales, Inc. locations

Comprehensive Truck & Trailer Insurance


Comprehensive Truck and Trailer Insurance offers protection for the physical damage sustained by your insured vehicle. This coverage encompasses:



  • Comprehensive Coverage: This component includes compensation for losses resulting from a wide range of events, such as earthquakes, fires, floods, theft, tornadoes, falling objects, glass breakage, hail, vandalism, collisions with birds or animals, lightning strikes, and wind damage.
  • Collision Coverage: In the event of a collision with another object or an overturn, this part of the insurance provides coverage for the resulting losses whether operating for personal or business use.




Additional Physical Damage Coverage


This supplementary insurance provides added protection in the following areas:



  • GAP coverage
  • Towing limit buy-ups to $50,000 total limit
  • Physical Damage/Cargo deductibles combined
  • Enhanced physical damage coverage
  • Hired or Borrowed Covered Autos
  • Non-Ownership Liability
  • Trailer Interchange
  • Non-owned Trailer (Trailers You Do Not Own While Attached To A Covered Auto)

*Please note that this supplemental coverage comes at an extra premium cost.





Non-Trucking Liability (NTL) Insurance


What Is Included in Non-Trucking Liability Insurance Coverage?
Small business owners can access various types of non-trucking liability insurance coverages, which encompass:



  • Bodily Injury Liability Coverage: This coverage assists in covering the medical expenses of the other driver if you or one of your employees is found at fault in an accident.
  • Property Damage Liability Coverage: It provides protection for damages caused by you or one of your employees to another person's property.
  • Uninsured/Underinsured Motorist Coverage: This coverage safeguards you in situations where you are involved in an accident with another driver who either lacks insurance or has insufficient coverage to meet the expenses.
  • Medical Payments Coverage: It helps in covering the medical bills incurred by you or your employees after an accident.
  • Personal Injury Protection (PIP) Coverage: This coverage extends to expenses resulting from an accident, regardless of who is deemed responsible for it.